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Check a Scam
UK fraud losses exceeded £1.2 billion in 2024 Investment scams up 32%. FCA issues new warnings WhatsApp scams targeting UK pensioners on the rise Crypto investment fraud cost UK consumers £306m last year Romance scam victims lose average £12,000 each UK fraud losses exceeded £1.2 billion in 2024 Investment scams up 32%. FCA issues new warnings WhatsApp scams targeting UK pensioners on the rise Crypto investment fraud cost UK consumers £306m last year Romance scam victims lose average £12,000 each
Human-Verified AI Detection, Developed Using Expertise Gained at the FCA and FOS

Check Before You Invest.
Protect Your Money.

ScamCheck UK uses advanced AI to instantly analyse investments, messages, and financial opportunities for scam indicators, giving you a clear risk score and expert next steps.

scamcheck.co.uk/result
8.7
Risk Score / 10
STRONG SCAM INDICATORS
"Guaranteed 340% crypto returns via Telegram"
4 critical red flags detected
Unregulated Pressure Tactics Crypto Payment
AI Analysis Complete in 2.3 seconds 3 next steps generated
5,000+
Consumer Cases at FCA
£1.2B+
UK Fraud Losses in 2024
40+
Scam Indicators Analysed
15+
Years Financial Services Experience
Built on Direct Regulatory Experience
Bank-Level Encryption
Human-Verified AI
UK Consumer Focused
GDPR Compliant

Every Type of UK Scam Covered

From investment fraud to romance scams. ScamCheck UK analyses all common UK financial threats.

Three Steps to Know if You're Safe

Our AI analyses your submission in seconds and gives you a clear, actionable risk assessment.

1

Submit the Details

Describe the investment opportunity, paste a message, upload screenshots, or share a link. The more detail, the better.

2

AI Analyses It

Our AI checks for 40+ scam indicators including pressure tactics, unrealistic returns, FCA regulation status, and payment methods.

3

Get Your Risk Score

Receive a clear 0 to 10 risk score, a plain-English verdict, specific red flags detected, and UK-specific next steps to take.

4

Stay Protected

Save your results, get scam alert notifications, and access our education hub to stay ahead of the latest fraud tactics.

Everything You Need to Stay Safe

Built for UK consumers, with guidance shaped by direct experience inside UK financial regulation and Report Fraud procedures.

AI-Powered Analysis

Our AI analyses 40+ scam indicators simultaneously, including urgency tactics, return promises, payment methods, communication style, and more.

Red Flag Detection

Instantly identifies specific red flags with plain-English explanations so you understand exactly why something is suspicious.

UK-Specific Guidance

Recommendations informed by direct regulatory experience, Report Fraud reporting routes, and UK banking fraud procedures.

Victim Support

Dedicated section for those who have already fallen victim, with immediate next steps, bank contact guidance, and emotional support.

Education Hub

In-depth guides on every type of UK scam, from investment fraud, crypto, romance, loan scams, and impersonation.

Scam Alerts

Subscribe to receive real-time alerts about new scams targeting UK consumers in your area or of types you're most concerned about.

The Scale is Staggering

UK consumers lose billions to fraud every year. Knowing how to spot a scam is your best defence.

£1.2B
Lost to Fraud in 2024
UK Finance Annual Report
3.5M
Fraud Incidents Per Year
Report Fraud Statistics
£8,000
Average Investment Scam Loss
FCA Consumer Research
78%
Cases Never Reported
ONS Crime Survey

Real Stories from Protected Consumers

"I was about to invest £15,000 in what I thought was a legitimate crypto platform. ScamCheck UK gave it a 9.2 scam score in seconds. It was a complete fraud. This service saved my life savings."

Margaret T.
Retired teacher, Birmingham

"My mum received a WhatsApp message promising 200% returns. I ran it through ScamCheck immediately. It scored 8.8 with strong scam indicators flagged. The guidance was incredibly clear about what to do next."

James K.
IT Professional, London

"After falling victim to a romance scam, I found ScamCheck's 'I've Been Scammed' section. The step-by-step guidance on contacting my bank and reporting to Report Fraud was invaluable."

Sandra M.
NHS Nurse, Manchester

Built by Someone Who's Seen It from the Inside

ScamCheck UK isn't a generic AI tool. It was built by Daniel Kwaku Manu a former FCA Supervision Hub specialist and Financial Ombudsman Service Case Handler who personally engaged with over 5,000 UK consumers seeking help with suspected scams and financial fraud.

The AI analysis you receive isn't based on generic templates. It's informed by the real patterns Daniel observed over years working inside the UK's most important consumer protection institutions. The guidance is grounded in how the FCA and FOS actually operate.

5,000+ consumer engagements at the FCA Supervision Hub
FOS Case Handler investigated and resolved financial complaints end-to-end
Human-verified output AI speed with regulatory expertise behind every result
Important: ScamCheck UK is an independent consumer protection tool. While our framework is shaped by Daniel's direct experience working at the FCA and FOS, ScamCheck UK is not affiliated with, authorised by, or endorsed by the Financial Conduct Authority, the Financial Ombudsman Service, Action Fraud, or any government or regulatory body.
Meet Daniel and Read His Story
Daniel Kwaku Manu
Founder, ScamCheck UK
Former FCA & FOS Specialist
"I've sat with people who lost everything to a scam they were told was legitimate. That experience never leaves you, and it's why I built ScamCheck to be honest, direct, and free."
5,000+
Consumers Helped
10+
Years in Finance

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Educational guidance only — not financial or legal advice. ScamCheck UK is an independent consumer awareness platform. Our analysis identifies scam risk patterns based on publicly available regulatory information. It does not constitute regulated financial advice, legal advice, or a recommendation to take or not take any financial action. Always verify firms on the FCA Register and consult an FCA-authorised adviser before making financial decisions.